In a recent report from the London Stock Exchange it was thought that most people are under insured for the potential loss or damage of items in their gardens.
Comparethemarket.com say that 1.2 million households in the UK have been affected by garden crime, but only 25% of homes currently have policies that cover them for the loss of or damage to expensive goods in their gardens.
So when your household insurance is up for renewal why not search Comparethemarket to make sure your policy covers everything you have in your garden, shed and garage.
It is also worth while checking that you are covered for trees or fences coming down in your garden, and, if you have an allotment, check that the items you keep on site are also covered.